Topic

home loan

2 guides on home loan.

Finance

Home loan tax benefits — 80C, 24(b) & 80EEA explained for FY 2025-26

Home loan tax benefits in India: principal deduction up to ₹1.5L under 80C, interest up to ₹2L under 24(b), additional ₹1.5L under 80EEA for first-time buyers. Old regime only.

6 min read

Finance

Home loan prepayment — how much interest you actually save (with examples)

Prepay ₹5L on a ₹50L home loan in year 2 — save ₹14L interest over the loan tenure. Full math with examples on a 20-year ₹50L home loan at 8.5% — and when prepayment is the wrong move.

4 min read