Topic
pension
2 guides on pension.
Finance
EPS pension explained — your ₹15k/month at age 58
EPS gives lifelong pension at 58 if you have 10+ years EPF service. Formula: pensionable salary × service / 70. Capped pensionable salary at ₹15k unless higher pension scheme opted.
2 min read
Finance
NPS Tier-I — what 60% lump sum + 40% annuity actually means
NPS at age 60: 60% withdrawal tax-free + 40% MUST go into annuity (taxable monthly pension). Tax saving via 80CCD(1B) ₹50k. Old vs new regime trade-off.
3 min read