Daily · Free tool
UPI QR Generator
Builds a UPI deep-link QR code per the NPCI/BHIM specification. Works with Google Pay, PhonePe, Paytm, Amazon Pay, BHIM and any UPI-compliant app. The QR is rendered locally — your VPA never leaves the browser.
✓ HDFC Bank (Google Pay)
What customers see when they scan.
Leave blank to let payer enter any amount.
Short description on the payment screen.
upi://pay?pa=alice%40okhdfcbank&pn=Alice&cu=INR
What goes into a UPI QR
A UPI QR encodes a deep link of the form:
upi://pay?pa=alice@okhdfcbank&pn=Alice&am=499.00&cu=INR&tn=Bookspa— payee VPA (required). e.g.name@bank.pn— payee name (required). What the customer sees.am— amount in ₹. Omit to let the customer enter any amount.tn— short transaction note.tr— reference ID (useful to reconcile against orders).
Use cases
- Static QR for a shop: leave amount blank → customer enters it.
- Invoice QR: set the exact amount and a reference matching your invoice.
- Donation QR: add a fixed amount or leave open.
FAQ
Will my QR work in all UPI apps — Google Pay, PhonePe, Paytm?
Yes. We generate the standard NPCI/BHIM-spec deep link (upi://pay?...). Any UPI-compliant app reads it.
Can I use this QR for my shop?
Yes — for a static shop QR, leave the amount blank so customers enter it. Add your shop name as the payee name. You can print the QR PNG and laminate it.
Does this QR carry merchant transaction fees?
No — it's a person-to-person UPI link. UPI P2P is free for the customer. P2M (merchant) for amounts above ₹2,000 may have an interchange fee (paid by the merchant), but this is between your bank and you.