Health · Free tool
Cholesterol Risk Categoriser
Total / LDL / HDL / Triglycerides — each interpreted per ATP-III / NCEP. Total/HDL ratio under 3.5 = low cardiovascular risk; over 5 = high.
Cardiovascular risk indicator. <3.5 = low, 3.5-5 = average, >5 = high.
How it works
Enter the four values from your lipid profile (typically reported in mg/dL by SRL, Metropolis or Dr Lal PathLabs). We bucket each into the NCEP ATP-III bands: Total <200 desirable, 200–239 borderline, ≥240 high; LDL <100 optimal, 100–159 near-optimal/borderline, ≥160 high; HDL <40 low (risk), ≥60 protective; Triglycerides <150 normal, 150–199 borderline, ≥200 high. The Total/HDL ratio (atherogenic index) is calculated automatically.
Worked example
A 42-year-old Bengaluru IT professional with Total 220, LDL 145, HDL 38, TG 210: Total borderline, LDL borderline, HDL low (risk factor), TG high. Total/HDL = 5.8, which is high cardiovascular risk territory. Indian guidelines (Lipid Association of India 2020) are even stricter — they recommend LDL <70 for known diabetics and <55 for those with established heart disease, because South Asians have higher baseline atherosclerotic risk.
When to use this
- Reading your annual master health checkup from Apollo, Manipal or Fortis
- Tracking improvement after starting a statin or lifestyle change
- Pre-screening before life insurance medicals (HDFC Life, LIC, ICICI Pru)
Combine with the BMI calculator and BP category check for a fuller cardiac risk picture.
FAQ
Should I worry about total cholesterol or LDL more?
LDL — it's the "bad" cholesterol that builds plaque. Some people have high total but bulk is HDL — that's actually protective.
Is fasting required for the lipid test?
Yes for triglycerides — eat-anything affects TG by 30%+. Total / LDL / HDL are stable across fasting state. Most labs recommend 12-hour fasting.
My HDL is low despite exercise — why?
HDL has strong genetic component. Exercise raises HDL by 5-10% only. Quitting smoking, losing weight, increasing omega-3 intake help more.