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Bank Holidays 2026
Banks remain closed on these days. Plus all 2nd and 4th Saturdays + every Sunday. NEFT / RTGS / IMPS work 24×7 even on holidays. Cheque clearing is paused.
| Date | Day | Holiday | States |
|---|---|---|---|
| 31 May | Sun | Bakri Eid | All India |
| 15 Aug | Sat | Independence Day | All India |
| 27 Aug | Thu | Janmashtami | All India |
| 2 Oct | Fri | Gandhi Jayanti | All India |
| 21 Oct | Wed | Diwali (Lakshmi Puja) | All India |
| 22 Oct | Thu | Govardhan Puja / Diwali Padwa | MH, GJ, RJ |
| 24 Oct | Sat | Bhai Dooj | MH, GJ, UP |
| 25 Nov | Wed | Guru Nanak Jayanti | All India |
| 25 Dec | Fri | Christmas | All India |
FAQ
Are NEFT and RTGS available on bank holidays?
Yes — both run 24×7×365. UPI is also 24×7. Only physical branches are closed. Cheque clearing is paused; ATM / online services work.
Is the bank holiday list national or state-specific?
Both. RBI publishes the central list; states add regional festivals. For example, Onam is a holiday in Kerala but not Maharashtra.
Are 1st and 3rd Saturdays banking days?
Yes. Per the 2015 RBI directive, banks observe 2nd and 4th Saturdays as off, working on 1st, 3rd, and 5th. Sundays always off.