Tax · Free tool
80D Health Insurance Deduction
Section 80D allows deduction for health insurance premiums of self/family (up to ₹25k, ₹50k if senior citizen) AND a separate cap for parents (up to ₹25k, ₹50k if parent senior). Preventive checkup up to ₹5k is included within these caps.
Self / family
35 yrs
₹20,000
₹5,000
Parents
65 yrs
₹35,000
₹0
Total 80D deduction
₹60,000
Self / family
₹25,000 / ₹25,000
Parents
₹35,000 / ₹50,000