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Tax · Free tool

Property Tax Estimator

Estimate annual property tax for major Indian cities. Each municipal corporation uses a different formula — Mumbai uses Capital Value, Bengaluru uses Unit Area Value, Delhi uses category bands. We give you a starting estimate; verify with your local body before paying.

0.5% of ready-reckoner capital value (residential)

Commercial 2× residential. ₹500 minimum. Annual.

₹50,00,000
Estimated annual property tax
₹25,000

₹2,083 per month

CVS: input × 0.005

Disclaimer

Property tax formulas in India are notoriously complex — every city has zones, categories, age-of-building factors, ownership-type adjustments, and senior-citizen rebates we don't fully model here. Use this as a ballpark, then check your municipal corporation's portal for the exact bill.

FAQ

How is property tax calculated?

Most cities use Annual Rateable Value (ARV) or Capital Value System (CVS). ARV-based: notional rent × tax rate. CVS-based: market value × tax rate. State + city specific.

Self-occupied vs let-out tax?

Self-occupied: typically 50% rebate. Let-out: full assessment based on actual rent or fair market rent (whichever higher). Vacant property: penalty in some cities.

Can property tax be appealed?

Yes — if assessed at higher than comparable units. File appeal at the municipal corp within 30 days of receiving the assessment notice.