Finance · Free tool
Job Offer Comparator
₹25 lakh in Hyderabad doesn't equal ₹25 lakh in Mumbai. Cost of living differs by 20-40% across Indian metros. We normalise CTC against city COL index for an apples-to-apples comparison.
| Rank | City | CTC | COL Index | Adjusted CTC |
|---|---|---|---|---|
| #1 | Hyderabad | ₹22,00,000 | 75 | ₹29,33,333 |
| #2 | Mumbai | ₹28,00,000 | 100 | ₹28,00,000 |
| #3 | Bengaluru / Bangalore | ₹25,00,000 | 90 | ₹27,77,778 |
COL index: Mumbai = 100 baseline. Lower = cheaper. Adjusted CTC = CTC × (100 / COL index).
FAQ
Why is Mumbai 100 baseline?
Mumbai is India's most expensive city by housing alone. Index of 100 means relative cost-of-living. Bangalore 90 = 10% cheaper than Mumbai. Hyderabad 75 = 25% cheaper.
Does the calculator account for taxes?
No — same income tax across India (state taxes don't differ for individuals). Only city COL is normalised.
Beyond the number, what else matters?
Career trajectory, work-life balance, commute, family considerations. ₹1L difference in adjusted CTC matters less than 2 hours of commute saved.