Topic
epf
3 guides on epf.
Finance
EPF withdrawal rules — when can you take your money out?
EPF withdrawal: full on retirement or 2-month unemployment; partial for marriage, education, home, medical. UAN claim takes 3-7 days. Tax-free after 5 yrs.
3 min read
Finance
CTC vs in-hand salary — why ₹15 LPA only puts ₹1 lakh in your bank
A ₹15 LPA CTC translates to roughly ₹1.05-1.1L/month take-home. Employer EPF, gratuity, income tax and your EPF eat 25-30% of CTC. Full breakdown inside.
5 min read
Tax
EPF withdrawal tax — 5-year rule, Form 15G, 10%/30% TDS
EPF withdrawn before 5 years of continuous service is taxable. Learn when TDS applies, how Form 15G saves it, and the 30% no-PAN penalty.
2 min read