Topic
income tax
4 guides on income tax.
Tax
How to read your Form 16 — what every section means (with auto-extractor)
Your Form 16 has 4 main sections: identification, gross salary breakdown, deductions, and tax payable. Here's what each field means and how to use it for ITR filing.
5 min read
Finance
CTC vs in-hand salary — why ₹15 LPA only puts ₹1 lakh in your bank
A ₹15 LPA CTC translates to roughly ₹1.05-1.1L/month take-home. Employer EPF, gratuity, income tax and your EPF eat 25-30% of CTC. Full breakdown inside.
5 min read
Tax
Income tax on ₹15 LPA salary — old vs new regime (FY 2025-26)
Old regime tax on ₹15L salary with full deductions: ~₹1.4L. New regime tax: ~₹97k. New wins for ₹15 LPA earners without 80C+24b. Full math comparison.
6 min read
Finance
Home loan tax benefits — 80C, 24(b) & 80EEA explained for FY 2025-26
Home loan tax benefits FY 2025-26: principal ₹1.5L under 80C, interest ₹2L under 24(b), extra ₹1.5L under 80EEA for first-time buyers. Old regime only.
6 min read