Topic
investing
2 guides on investing.
Finance
SIP vs lump sum — which is better for ₹50 lakh? (real math)
Lump sum ₹50L invested today vs ₹83,333/month SIP for 5 years — over 20 years, lump sum wins by ~₹95L on average. But SIP wins in volatile markets. Full math with both scenarios.
5 min read
Finance
What is a step-up SIP and why does it nearly double your wealth?
A step-up SIP raises your monthly investment by a fixed % every year. ₹10,000/mo for 20 years at 12% gives ₹1 Cr — but with 10% annual step-up, the same plan returns ~₹2 Cr.
5 min read