Topic
old regime
3 guides on old regime.
Tax
Income tax on ₹15 LPA salary — old vs new regime (FY 2025-26)
Old regime tax on ₹15L salary with full deductions: ~₹1.4L. New regime tax: ~₹97k. New wins for ₹15 LPA earners without 80C+24b. Full math comparison.
6 min read
Tax
HRA exemption — the three-rule formula and 5 mistakes that cost you
HRA exemption = least of (a) actual HRA, (b) rent − 10% basic, (c) 50%/40% basic. Plus Aadhaar-PAN landlord rule, parents-as-landlord trick, self-employed.
3 min read
Finance
NPS Tier-I — what 60% lump sum + 40% annuity actually means
NPS at age 60: 60% withdrawal tax-free + 40% MUST go into annuity (taxable monthly pension). Tax saving via 80CCD(1B) ₹50k. Old vs new regime trade-off.
3 min read