Topic
sip
3 guides on sip.
Finance
Compound interest in India — the 8th wonder, explained
₹10,000/mo invested for 30 years at 12% becomes ₹3.5 crore — vs ₹36 lakh actually invested. The math, time-not-timing rule, and what Indians get wrong.
3 min read
Finance
SIP vs lump sum — which is better for ₹50 lakh? (real math)
SIP vs lump sum for ₹50L: lump sum today vs ₹83,333/mo SIP for 5 yrs — over 20 yrs lump sum wins by ~₹95L on average. SIP wins in volatile markets.
5 min read
Finance
What is a step-up SIP and why does it nearly double your wealth?
Step-up SIP raises monthly investment by a fixed % yearly. ₹10,000/mo for 20 yrs at 12% gives ₹1 Cr; with 10% step-up, the same plan returns ~₹2 Cr.
5 min read