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tds

7 guides on tds.

Tax

Form 26AS vs Form 16 — how to reconcile before filing ITR

Form 26AS is the IT department's record of every TDS deducted against your PAN. Form 16 is your employer's statement. They must match — mismatches generate notices.

3 min read

Tax

How to read your Form 16 — what every section means (with auto-extractor)

Your Form 16 has 4 main sections: identification, gross salary breakdown, deductions, and tax payable. Here's what each field means and how to use it for ITR filing.

5 min read

Tax

Crypto tax in India — the 1% TDS + 30% flat tax explained

1% TDS u/s 194-S on every transfer over ₹10k; gains flat-taxed 30% u/s 115BBH; losses cannot be offset. The 2022 Finance Act killed crypto for retail.

3 min read

Tax

EPF withdrawal tax — 5-year rule, Form 15G, 10%/30% TDS

EPF withdrawn before 5 years of continuous service is taxable. Learn when TDS applies, how Form 15G saves it, and the 30% no-PAN penalty.

2 min read

Tax

TDS on salary (Section 192) — how employers calculate monthly

Section 192 mandates monthly TDS on estimated annual salary. How the employer projects your tax, why Jan-Feb deductions spike, and how to control the math.

2 min read

Tax

Professional Tax in India — state-wise slabs (MH, KA, TN, WB, GJ, AP)

Professional Tax (PT) is a state levy on salaries capped at ₹2,500/year. Slabs and exemptions differ by state. Complete state-wise map for FY 2025-26 inside.

2 min read

Tax

Advance tax, TDS, TCS — three taxes you pay before filing ITR

Why most Indians overpay or underpay tax: TDS (deducted by payer), TCS (collected by seller), advance tax (paid by you) — with sections 234A/B/C interest.

2 min read